I've no idea when this was taken but I would guess Grandma was about 16, which would mean it was taken around 1906. She wrote her name on the photo, as she wrote names on many photos. She never was a great beauty, but she always loved her clothes and she wasn't camera shy.
I wear her engagement ring most days alongside of my mom's wedding ring; I didn't want more jewelry when Bill and I married. Grandma's wedding was 20 February, 100 years ago.